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Deschutes County says the number of defaults is substantially lower. Default filings in November were down about 44% over November 2010. That continues a seven-month trend of year-over-year declines. The Deschutes County Clerk's Office in November recorded 114 notices of default; 91 fewer than one year ago.

An article in the Bulletin says a notice of default is the legal document that begins the foreclosure process. Not all filings end in foreclosures.
 
 
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