SALEM, OR -- Health insurance rates for individuals and small employers under the Affordable Care Act will be going up significantly. Those insurance plans are reviewed by the state, similar to how utility rate increases are reviewed.

Lisa Morowski, with the Office of Consumer and Business Services, says, "The states have to review those rates and make sure that their reasonable and justified." Premiums could go up ten to 32%; that could equate to an extra $120 per month.

Morowski tells KBND News rising medical care costs are the main reason. But also, "A federal reinsurance program that was designed to help offset some risk of new enrollees, and that program is going away."

Public comment on the rate proposal will be accepted until rates are finalized on July first.