5,000 Oregonians will receive help with their mortgage payments thanks to some federal funds. To be eligible you have to earn $74,000 or less for a family of four, or $59,000 for a couple. You also must have seen a 25% cut in income. Applicants have started applying for the $100-million program on the website: www.oregonhomeownerhelp.orghe way the process works is the homeowners goes to the website and click on button apply now. You access application, fill out the application and we can see you real time and when you're close to finishing we call you to set up an appointment to bring in your application.” The deadline to apply is January 14th and by that time you must have met with someone at NeighborImpact to go over your application, so don't wait until the last minute. .   Laura Fritz with NeighborImpact is helping administer the program. “T