As 2010 draws to a close, a lot of people are looking at their finances and how to improve them next year. Financial Advisor Troy Reinhart with Northwest Quadrant Wealth Management was on the KBND Morning News Program, "Your Town" Wednesday morning talking about some common bad habits. “Well, first the basic thing people have to learn is sorting out wants versus needs. Some learn that as a small child, some are older. There are a lot more wants than needs. Basically you need food, shelter and a way to get back and forth to work, everything else is wants.” Troy Reinhart will be hosting a new show on KBND called "Financial Focus" Saturday mornings from 10 a.m. to noon beginning on January 8th.