It's part of the federal "Neighborhood Stabilization Program" to get foreclosed and short sale properties off the market.

Sheila Pyott is the Bend program coordinator.

"Folks who are 120 percent of the area's median income, for instance for one person that would be an income limit of $53,000 and for a four person family it would be $75,000.  I've rounded these numbers so."

The seventy foreclosed and short sale properties available for purchase are mainly on the east side of Bend.  To apply go the city of Bend's website.

To qualify, you must meet income stipulations and must be buying the home to be occupied and not for an investment.  These loans up to 35-thousand dollars don't have to be paid back until you sell the property.