If you're one of the many people who's behind in preparing for retirement you may want to get some extra help in a free seminar in Bend on Tuesday. Mid Oregon Credit Union is hosting a workshop that will go over strategies that can help you: “How much can I take out? How long do I plan to be in retirement? And that can help you out with some decisions on whether you retire at 62. Or you keep working and what kind of health insurance do you have, the whole gamut, of pieces to the financial picture that will help you be in a good position for retirement."  A new study shows the recession has been especially hard on people in their 50's who were laid off at a time when its very important to aggressively put money towards retirement. The free workshop is Tuesday, at 6:00p.m. at the east Bend branch on Cushing Drive.