More bad news about the housing market; a national real estate website is predicting that home prices will continue to drop into next year. The Chief Economist with Zillow, Stan Humphries says he had expected national home prices to hit bottom this year, but a weaker than expected market is pushing that out to 2012.  A Bend financial advisor says Zillow's numbers are credible, but predictions are tough to do. Troy Reinhart- with Northwest Quadrant Wealth Management says he's hearing cases of foreclosures taking a long time to work their way through the system.  "We're going to find more and more of those kinds of issues because there's lots of instances now where people haven't been served with foreclosure papers for 3 years without making payments because the bank wouldn't know what to do with the house other than let it fall into disrepair if they kicked the people out." Zillow said that nationally home values fell faster in the first quarter of 2011than any quarter since 2008.