A budget shortfall in Bend may be affecting the length of time it takes police and fire to get to your home in an emergency. Bend Fire and Police leaders say fewer workers during the past few years means the lighter coverage and seems to be showing up in longer response times. At the City Council meeting Wednesday, Bend Mayor Jeff Eager says they heard from both the fire chief and police chief.  "There's obviously the main concern is the safety and life of people who live in Bend the longer those response times go the greater chance of someone who's injured or worse. That's the primary concern, but I think there might also be concerns about property insurance." The police and fire chiefs both showed numbers at the meeting showing their staffing and service levels are typically below the state and national averages. Besides safety, Eager says another concern with slower fire response times is potentially higher insurance rates for consumers.