Bend financial advisor Bill Valentine says there has been a lot of exaggerated and dire predictions surrounding the debt ceiling crisis. He says you shouldn't buy into the hype. For one, he believes a technical default would not lead to a big jump in interest rates: “What's going to end up happening if we do get a shock to the system because of a technical default; I say technical default because its a willing default, not the way most people default which isn't voluntary. If we get a shock to the system money will flow ironically right into the U.S. and right into U.S. treasuries and that will cause their prices to go up and interest rates to fall. So this notion that all of a sudden we're going to have 8% mortgages next week because the debt ceiling failed to rise, it’s really a silly notion and not very well thought out.” Valentine also says many of his clients from different political parties are all united in their frustration over how politicians are handling the debt ceiling crisis.