One of the state's largest employee unions has reached a tentative agreement with the State. And for the first time in the state's history, union employees will contribute to their health insurance premiums. Bill Valentine with Valentine Ventures says reality is setting in: “Everyone knows the day of employer paying all pension costs, health care costs and providing cost of living increase to salaries are over. On a case by case basis, unions and their employers are going to have to work out arrangements. Something has to give and in this case, it just happened to come from the Medical care contribution side.” The agreement reached by the American Federation of State, County and Municipal Employees Union, still must be approved by its members. It affects about 3000 union members.