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Black Gold, Texas Tea

Oil continues to fall as oil gushes out of the ground in both the United States and Canada, and much of it is coming from places they don't have a pipeline infrastructure. So it's being shipped by rail. In 2008, around 9,500 carloads of crude oil were transported by rail in the US. By 2013, that number topped 400,000 according to the Association of American Railroads.

Death rates are declining worldwide. In almost every country, mortality rates fell during the last four decades. The biggest falls were among young children, twice the rate of decline was experienced by those age 5 to 49. The biggest absolute declines occurred in poor and low to middle income countries. (Economist)

More investors are taking out loans against their 401(k)s, and that could hurt their retirement income by hundreds of dollars a month. The number of investors borrowing from their 401(k)s has been steadily increasing for more than a decade with more than one in five people, borrowing against their retirement savings, up from 18.7% in 2000. More than 2 million investors have outstanding loans, and nearly 1,000,000 took out loans in the past year.  (USA TODAY)

Nearly one in for millennial's, those born from 1980 to 2000, say they trust no one for money advice. About a third said they trust their parents most for information on money, but many reported a real lack of communication with their parents about their finances. Almost half reported never receiving financial advice from their parents. (CNBC)

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