We start third quarter trading today, but before we turn the page let’s look back. The Dow is up about 3% and the S&P 500 up about 2.7% for the year. The Nasdaq is down 3.3% in 2016. The Dow and S&P 500 was up in the second quarter for the third quarter in a row. All that even with the big correction to start the year and the Brexit crisis. After a strong three-day rally, the Dow and S&P 500 have regained over 90% percent of their Brexit-related losses. The stock market is closed on Monday for the long fourth of July holiday weekend.  (CNBC)
 
Social Security beneficiaries will get a projected 0.2% increase in Social Security payments due to inflation.  Last year beneficiaries received no increase. (AP)
 
Join us this weekend for Financial Focus Radio when we will talk your 2017 health insurance premiums with our trusted advisor on such issues, Don Klippenes of Health Insurance Strategies.
 
S&P 500 is flat and the NASDAQ is flat.  MSCI International Index is flat.
 
Oil is down 10 cents at $48.23 a barrel. In the second quarter, oil gained 26%, the biggest quarterly gain since 2009. (Fox Business News)
 
Gold is up $15 at $1336 a Troy ounce. Gold is headed for its fifth weekly gain. Gold gained 8.8% in June, its biggest monthly rise since February.  (Reuters)
 
With Northwest Quadrant Wealth Management, a Registered Investment Advisor I am Troy Reinhart.