This could be the market mover of the day.  The Federal Reserve will tell us 11 am if they will raise interest rates as expected.  It will be followed by chair Janet Yellen's news conference. The Dow stands less than 90 points away from the 20,000 level.  The Dow, S&P 500, and Nasdaq all posted record closes yesterday. (CNBC)

IBM CEO Ginni Rometty says the company plans to hire 25,000 employees in the next four years in the United States. (Reuters)

As if they did not have enough trouble sorting the scandal of opening 2 million fraudulent client accounts …… federal regulators say Wells Fargo would damage financial markets if it were pushed to bankruptcy in a financial meltdown. The feds have imposed restrictions on the bank to protect the system.  The company must redo its "living will" for a third time. (Reuters)

11 days till Christmas and online shopping increases are straining the system.  The United Parcel Service and FedEx are struggling to keep up with holiday shipping volumes that have exceded expectations, delaying the delivery of some of the millions of online orders. (WSJ)

With Northwest Quadrant Wealth Management, a Registered Investment Advisor I am Troy Reinhart.