The Dow, S&P 500 and Nasdaq all closed at record highs Friday, as the S&P finished a fifth consecutive week of gains and the Nasdaq posted its sixth straight weekly advance. The S&P 500 is on track for its best year since 2013, registering a 23.4% gain so far this year. U.S. stocks are open for regular trading today, but the Veterans Day holiday will see the bond market, banks and government offices closed, and there will be no mail delivery today. (CNBC)

Some 33% of people who traded in cars to buy new ones in the first nine months of 2019 had negative equity, compared with 28% five years ago and 19% a decade ago, according to Edmunds. Those borrowers owed about $5,000 on average after they traded in their cars, before taking on new loans. Five years ago the average was about $4,000.

Bi-Mart plans to stop filling prescriptions in 13 stores in the Portland area, blaming rising medical costs and a new Oregon business tax that kicks in January 1. The new tax Oregon lawmakers approved in May will raise taxes by $1 billion a year.

Just 44 days till Christmas and the shopping season is on.  Black Friday is November 29th this year.

Unemployment is at a five-decade low, workforce participation is at the highest level in six years and yet, 44% of Americans are low-wage workers. The median wage is $10.22 an hour, and their annual pay is $17,950.