BEND, OR -- Stocks fell 3.5% Monday and another 1.3% Tuesday, causing many investors to cringe and blame foreign markets. But, Troy Reinhart with Northwest Quadrant Wealth Management says, not so fast. "Computers are becoming a bigger and bigger part of trading. All this programmed trading will shove things, especially in the summer months where most traders are in the Hamptons enjoying the beach, not trading, so there's not a lot of volume out there. That can shove markets wildly one way or another."

Reinhart says most of his investors are in the market for the long haul and should not get caught up in sell-off emotion. Although, the fluctuations are thinning out some. "People who shouldn't be in stocks, speculated way too much, took risks they weren't willing to take - those are the people getting out of the market," Reinhart tells KBND.