An alleged loan modification scam in Ashland serves as a reminder to consumers. The State is taking action against "Home Rrescue" for allegedly collecting $1500 from a homeowner with the promise of stopping a foreclosure and getting a loan modification. Lisa Morawski with the Department of Consumer and Business Services says a big up front fee is not only a red flag, it's also illegal in Oregon. Anything more than $50 for services related to help with debt violates state law. "So if somebody is promising to lower your credit card debt by 20%, they can only charge a $50 upfront fee for that." The State says the Ashland company, home Rescue, violated several state laws and was fined $30,000. Also, there is free help for homeowners facing possible foreclosure. That number is 1-800-SAFE-NET.