It’s time to start thinking about preparing your taxes. But for people living paycheck to paycheck, tax preparation help isn't in the budget. Partnership to End Poverty along with the AARP are offering free tax preparation. Dozens of volunteers in Bend, La Pine, Prineville, Redmond, Madras and Warm Springs are available for help. “Low income people can't afford $200 even to process the simplest form. There’s also the refund anticipation loan. Which is a nasty loan, so expensive, in order to get loan its 400 to 500 APR.” Sarah Holtzclaw with Partnership to End Poverty encourages people to open a bank account before they come in for tax help because you'll receive your tax refunds sooner with direct deposit. The help will be available from February 1st through April 18th. Locations and hours are listed at: www.takecredit.org