BEND, OR -- The Central Oregon Association of Realtors has looked at the residential market this year and reports the first quarter was good. Kim Gammond at the association says April came and everything from new listings and pending sales dropped by double digits. The only bright spot was the median sales prices were up last month 4-per cent. She says unlike the Great Recession, homes here are not underwater. Gammond says anyone having trouble paying the mortgage should talk to their lender about programs that might be available to help.