The latest numbers show that home prices continue to fall in most major U.S. cities. A Bend financial advisor says this is what we should expect for a while as part of the housing bottom.  Tyler Simones with Northwest Quadrant Wealth Management says the stock market didn't even react to the data. It's already priced in. For homeowners in Central Oregon; he says our housing bottom may last even longer. “The problem with housing, especially in places like Bend, is that housing and income have to rise together. When one of those, like housing, rises much faster than income, then the math doesn't work eventually it has to come back together to that's why in bend incomes didn't even come close to rising nearly as much as housing prices,  so incomes can support payments." He also points out that the market has totally rebounded from the huge losses it sustained shortly after the earthquake and nuclear crisis in Japan.