Oregon Health Coop is one of two consumer operated and oriented plans in Oregon.
It's a commercial non profit health plan and was started with hefty federal loans from the Affordable Care Act.
Oregon is the only state that received funding for two coops. It was originally hoped that every state would have at least one coop, but federal budget woes stopped the program after 24 received funding.
Bob Dickus is with Oregon's Health Coop.
"I think the biggest change here in Oregon is by having not just us, but other new health plans, we force the market to sharpen their pencils and offer better rates. We saw rates during the rate filing, we didn't see the 60 percent rate increase predicted and in fact we saw premiums go down a bit."
The health plans offered by the coop will also be offered on the Cover Oregon website.
They will be one of about a dozen carriers on the state health exchange.