The Governor is expected to sign a major health care reform bill that will create a health insurance exchange in Oregon.  Mitch Greenlick of Portland is a Co-Chair of the House Health Care Committee. He explains how this program could work for a small business owner; and those who work for the business.  "Under the exchange,  they can put say $300 a month or whatever they want into the exchange and their employees will be able to make their own decisions about the nature of the health insurance. They'll be so-called bronze, silver or gold plans.  So if you want to buy a less expensive plan or one that's entirely covered by your employer, or if you want a more comprehensive plan you'll be able to put your own pre-tax dollars into the plan and buy up to a more expensive plan." The Exchange will also allow qualified businesses and individuals to access federal tax credits available in 2014, to help make premiums more affordable.