State employees might soon be paying larger co-pays for emergency room visits and non-life threatening surgeries, such as knee replacements and low-back surgeries. Public Employees Benefits Board Administrator Joan Kapowich says their health plans are facing a $10-million deficit. The Board will consider $100 co-pays for emergency room visits and $500 co-pays for those non-life threatening, expensive medical procedures. They’ll also look at increasing the co-pay schedule for prescription medications.