(Salem, OR) -- For the first time, five health insurance companies will offer Oregon Marketplace plans in all counties. Moda Health is the fifth company. Inflation and higher prescription drug costs are causing health insurance rates to rise. Companies are asking for an average increase in individual plans of nine percent compared to six percent last year. Group rates would go up an average of 12 percent compared to eight percent in 2023. Hearings and public comment are being taken through July 1st before the increases are finalized.