The State of Oregon has fined the insurance company Mega Life and Health $40,000 for not covering 877 claims from women. Tests including mammograms and pap smears were denied, when Oregon law required them to be paid. Cheryl Martinis, with the Oregon Insurance Division says those tests should be covered, because they're routine exams for women's health. They learned about the violation after getting a tip from one of the policyholders.