Oregon lawmakers are being chided by troubled homeowners for failing to act on bills that could protect people in foreclosure. Bend homeowner Tim Collette says he’s stuck in a bewildering maze. “I put $125,000 down on my house. There are a lot of people like that. And we never missed out payment until the bank told us to in order to qualify for a modification and eventually they told us we didn’t qualify at all.” A bill designed to clear up the confusion is stuck in committee... along with other bills designed to help the foreclosure mess. Some lawmakers are demanding action before the legislature goes home, which could be at the end of the week.