(Salem, OR) -- An unlicensed health insurance business is being ordered to stop operating in the state of Oregon. The Oregon Division of Financial Regulation has issued a cease-and-desist order to ClearShare Health because the company operates like a health insurance business but isn't licensed in the state. ClearShare offers memberships. Consumers pay monthly amounts that go into a pool and that money is used to pay members' medical costs. People with pre-existing conditions or who are older than age 65 typically cannot participate in ClearShare's program. ClearShare can't sell new memberships. They can make payments for memberships prior to April 14th.