(Salem, OR) -- Oregon is leading 16 states and Washington, D.C. in opposition to a bill allowing online lending companies to sidestep state consumer protection laws. Oregon Attorney General Dan Rayfield says the bill would make it easier for predatory lenders to charge Oregonians triple-digit interest rates by routing loans through out-of-state banks. In Oregon, interest rates are capped at 36-percent. But under federal law, banks can charge rates based on their home state's laws, and some have no cap.